At least 1.5% cash back is earned on all purchases made with the card. However, there are means by which this amount may be increased further.

The Chase Freedom is like a chameleon in the world of credit cards. Its greatest strength is its ability to blend in wherever it is needed.

Rewards cards can be either cashback or travel-based, depending on how the points are redeemed. It's versatile enough to be your "everything" card or a fun addition to your existing credit cards.

Enjoy the benefits of becoming a member.

To summarise, Chase Freedom Unlimited® offers 5% cash back on trips booked through Chase Ultimate. That's a generous deal for a card with no annual cashback fee. And with NerdWallet's exclusive sign-up bonus, the benefits are even better: You can get 1.5% back on all purchases (up to $20,000) during the first year. That's $300 back!

Chase offers a bonus shopping center for customers.

The Chase Freedom Unlimited® offers incentives in the form of Chase Ultimate Rewards® points, which can be redeemed for a flat 1 cent each.

Check out Chase's bonus mall first before making any online purchases. You might effectively triple your rewards rate if you find a good enough offer.

Move your points to a Sapphire card.

While the Chase Freedom Unlimited® can be used independently, it shines when paired with another Chase card, such as the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®. While making your first purchases on the Chase Freedom Unlimited®, you can move your points to another Ultimate Rewards® account and take advantage of the improved redemption options available with the Sapphire cards.

Points are transferred as follows:

• Once logged into your Chase.com account, click the arrow next to the "Rewards" section on the page's right side. To access the Ultimate Rewards® main page, click here. Your unique Chase card account will need to be selected if you have more than one Chase card.
• To access the Earn/Use section of Ultimate Rewards®, select the tab in the top left of the page. You need to see a pull-down menu.
• To add points together, select that option from the pull-down menu. Follow this link to access the points transfer form. Chase only allows you to transfer points to a card that you own or that belongs to "one member of your household."
• Fill out the online form and tell Chase where you want your points transferred and how much you want to transfer. You'll receive a confirmation email, transferring your points instantly.

How to redeem rewards on Chase Freedom Unlimited®

The Chase Freedom Unlimited® "Earn/Use" option on the Ultimate Rewards® homepage is where you'll want to be if you want to redeem points. A similar pull-down menu with multiple choices will appear. You can pick from the best options here:

• "Cash Back": You can choose to have a credit applied to your statement or have the cash deposited into your bank account.
• "Gift Cards": Redeem 1 cent of each point toward a gift card to the retailer of your choice. Five hundred points can be redeemed for a $5 gift card.
• Using Chase's travel booking service, you'll gain 1 cent for every point you redeem.

Earning

For years, Freedom Unlimited has been heralded as the best credit card for everyday purchases without bonus categories. Along with this fantastic return of 1.5%, you'll receive the following:

When you use Ultimate Rewards, you'll get 5 percent back on your bookings.

Discount of 3% on Food and Drink

Discounts of 3% can be obtained from drugstores.

Which credit cards can be compared to Chase Freedom Unlimited?

Two competing credit cards exist today that can be used to earn important transferable points, like Chase Freedom Unlimited but without the hefty annual fee.

First, there's the Chase Freedom Flex, which, if you spend $500 in the first three months, gives you a $200 incentive.

Optimize Your Chase Ultimate Rewards

You may maximize your use of the Chase Freedom Unlimited card's rewards system once you've accumulated enough points. Most people can get the most out of cashback or vacation redemptions, but there are other fantastic choices. One or more of the following are some suggestions for making the most of your Chase Ultimate Rewards points:

To make cashing out easier, you can apply rewards to your balance as a statement credit in any amount. Look for gift card options via the Chase gateway if there is a certain store you intend to purchase from. More than 1 cent per point can be redeemed for discounted gift cards.